Ways I Saved in September

1. I used my Fuel Rewards Network card to fuel up my van. It only saves 3 cents per gallon for me right now but all savings are good savings!

2. I packed our lunches for competition days. It can be a lot work to get everything ready ahead of time but considering an average fair food meal is about $10, I'm saving us close to $20 per competition. Since we had seven competitions this month, that is just under $140!

3. I was able to use some coupons combined with a sale to get six boxes of cereal for only $2! That worked out to about $0.33 per box. We tend to have cereal as a snack most evenings. My husband has to have some form of corn flakes in the house at all times.

cheap cereal

4. We went apple picking. Which in and of itself, is not a cheap adventure. However, it is much cheaper than going to a concert, an amusement park, etc. It is one of my favorite things to do each year. Plus, with all the apples, I can make things like apple butter and pies. So it's totally a win-win. :)

5. Though some days have been quite chilling (I woke up to 27 degrees one day this month), we have had enough sunny days that I have been able to keep hanging the laundry out to dry. Since I'm just about out of propane, that is helping stretch what little bit is left.

How did you save this month?

Why I Don't Use a Cash Envelope System

Why I Don't Use a Cash Envelope System photo credit: ocherdraco via photopin cc

If you spend any time at all reading frugal or debt-free blogs, you will know most of them encourage the use of a cash envelope system. The concept is simple. You have different envelopes for your different non-big bill expenses. So you would have one for groceries, clothes, eating out, etc. You either put the money budgeted for the month or for the week into their respective envelopes. When the cash is gone in one envelope, it is gone until the next week/month. You can't borrow from other envelopes.

The concept is good. It is suppose to help you have a budget and stick with it. Supposedly, you find it more painful to spend the cash than if you use your debit card so you are less likely to be impulsive.

Grace....The Lessons Keep Going

I took one of those fun quizzes online the other day. You know, one of those "What Color Are You" or "What TV Character Are You" type ones. This one was a "What Disney Quote Should Be Your Life Motto" one. I'm not big on Disney but I took it anyway out of curiosity (and because I was avoiding actual work). This is what I got:

Grace...The Lessons Keep Going, Christianity

This is one of the few times I have agreed with a quiz result. Not that my life has been crazy full of adversity. I have a roof over my head, clean water, no true hardships. But life is hard in other ways.

Christmas Flash Sale!

Did you know that there are only 99 days until Christmas?  If you haven't already started buying or making your Christmas presents, now is the time to start.

To help you with your Christmas shopping, Dayspring is having a Christmas Preview and Flash Sale today.

I think I'm in love with this ornament:

Red Lantern Christmas Ornament Dayspring

Today only you can get this latte mug for only $5! This would be a great gift for a coffee lover. I'm considering buying it for myself. ;)

Christian latte mug Dayspring

Hurry over because the sale ends at midnight! Happy Christmas shopping!

(Note: Links in post are my affiliate links. For more information, go here.)

5 Things You Should Know About Coupon Clipping Services

photo credit: rose3694 via photopin cc

If you're like me, you always thought it was odd to order coupons online. I mean, how are you actually saving money if you are spending money on the coupons? Then I realized. I spend money on a Sunday paper when there are good coupons. How is that any different?

So I took the plunge. I ordered my first coupons just over a month ago. Then I did it the next week. Then off and on since then. Here is what I have discovered.

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